In Louisiana, there is a no pay/no play rule.
What that means is that if you do not carry the mandated minimum amount of auto insurance coverage, then you cannot recover for the first $15,000 of damages.
However, it may still be possible to recover if your damages from a car accident exceeds $15,000. If you have questions about the serious injuries you received in a car accident, call the Gertler Law Firm at (504) 581-6411 for a free consultation.