Drivers and motorcycle riders are both required to carry insurance to cover costs associated with a possible accident.
Many people skirt this law without realizing that there are consequences in the event that an accident does happen.
If you’re an uninsured motorcyclist and the victim of another driver’s negligence, you’ll find that you may be subject to Louisiana’s no pay – no play rule.
Basically, an uninsured motorist or motorcyclist is not allowed to collect the first $10,000 of personal injury or property damage when there’s an accident.
No pay – no play is meant to be yet another incentive to carry liability insurance, but in practice, it can result in unfair outcomes.
There are exceptions to this exclusion. For instance, if the driver who hit you was drunk, the no pay – no play rule will not be applied.
For motorists, no pay – no play doesn’t apply to passengers in the uninsured vehicles, who can pursue damages against the at-fault motorist’s insurance company.
When you’ve been hurt in a motorcycle accident in New Orleans, whether you’re insured or not, get experienced help right away to find out what compensation you may be entitled to.
The Gertler Law Firm has helped our clients recover more than $100,000,000 in damage awards and settlements.
Call us today at 504-581-6411 for a free consultation today if you’ve been injured in a motorcycle accident.