In most cases, yes, the dog owner’s homeowner’s insurance will be the party you’ll deal with to collect damages like medical costs, lost wages, future medical costs, and pain and suffering.
Negotiating with an insurance company after a dog bite can be difficult, since they have enormous incentives to undercut your costs by as much as possible.
It’s important to fully account for current and future medical costs in particular, because many cases will require cosmetic surgery to correct scarring and other disfigurement, especially when the victim is a child.
Louisiana uses a “strict liability” standard in dog bite cases, meaning that the owner is liable except in very limited circumstances.
An experienced New Orleans dog bite attorney can help you evaluate the specifics of your case and help you find the right strategy for you and your family.
The Gertler Law Firm has helped clients recover more than $100 million in damages. Call us today at 504-581-6411 for a free consultation.